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At Valko Financial, powered by Dominion Lending Centres, we search over 90 banks, credit unions, and lenders to find the right fit for you. With access to hundreds of mortgage and leasing products, we tailor solutions to your unique needs—so you get the best possible financing, without the guesswork.

Our Lenders

Valko Financial is proudly affiliated with Canada’s top mortgage broker associations and regulatory bodies—demonstrating our commitment to industry excellence, ethical standards, and trusted client service.

Our Associations

Valko Financial Ltd

Valko Financial Ltd is an award-winning mortgage brokerage based in Waterloo, Ontario, led by Mortgage Expert Tracy Valko. With a passionate team of mortgage professionals, Valko Financial goes beyond just rates — they take a personalized, 360° approach to your financial goals. Whether you’re a first-time homebuyer, renewing your mortgage, refinancing, or consolidating debt, they guide you every step of the way with expert advice, care, and tailored solutions.

Their mission? To help Canadians achieve homeownership, financial freedom, and long-term peace of mind.

Here is the list of our services
Mortgage Pre-approval

Refinance

Renewal

Reverse Mortgage

Debt Consolidation

Mortgage Insurance

Self-Employed Mortgages

First-Time Buyer

Credit Coaching

Commercial Mortgages

Retirement Strategy

Divorce or Separation

New to Canada

Buying or Selling a Home