Meet the Valko Financial Team

At Valko Financial, we're more than mortgage brokers—we're advisors, problem-solvers, and advocates. With decades of combined experience and a shared passion for helping Canadians thrive financially, our team is here to guide you every step of the way.

Meet Our Expert Mortgage Team

Tracy Valko

Founder-CVO / Principal Broker #M08006022

Behind every mortgage is a person, a family, a fresh start. Tracy Valko has spent 27 years in the Canadian financial industry remembering that. She doesn't sell rates. She builds strategies, shaped around each client's actual life, so the decisions they make today set them up for the years ahead.

Tracy has walked alongside more than 21,000 clients across Canada, fully licensed across the provinces, earning recognition as a Top 1% mortgage professional, a Top 75 Mortgage Broker of the Year honoree with Mortgage Professionals Canada, and a Women of Influence award recipient. Behind her is a hand-picked team, ready to give every client the same standard of care.

Contact Tracy

Matthew Shepherd

Senior Underwriter / Mortgage Broker #M21001910

Cindy White

Senior Underwriter / Mortgage Agent Level 2 #M18001815

Samantha Ratz

Client Success & Compliance Manager / Mortgage Agent Level 1 #M21000867

Carol Freeman

Senior Underwriter / Mortgage Broker #M08007637

Tonya Origlieri

Underwriter / Mortgage Agent Level 2 #M24000152

Connor Stroh

Senior Brokerage Operations Associate

Meghan Valko

Client Experience Specialist

Brendan Valko

Brand Marketing Associate

Slide 1 of 3

Valko Financial Ltd made my home-buying process seamless and stress-free. Their expert team found the best mortgage rates tailored to my needs. Exceptional service, clear communication, and a genuine interest in my goals—I highly recommend them!

- Emily Tran

Valko Financial Ltd exceeded my expectations with their personalized approach. Their team found me an incredible mortgage deal and guided me every step of the way. Professional, knowledgeable, and truly dedicated to their clients—I'm thrilled with the outcome!

- Jordan Mitchell

Valko Financial Ltd's team provided outstanding service throughout our mortgage process. Their attention to detail and commitment to finding the best solutions for us was impressive. We felt supported at every stage. Highly recommend their expertise to anyone in need of mortgage advice!

- Sarah Davidson

Valko Financial Ltd made my home-buying process seamless and stress-free. Their expert team found the best mortgage rates tailored to my needs. Exceptional service, clear communication, and a genuine interest in my goals—I highly recommend them!

- Emily Tran

Valko Financial Ltd exceeded my expectations with their personalized approach. Their team found me an incredible mortgage deal and guided me every step of the way. Professional, knowledgeable, and truly dedicated to their clients—I'm thrilled with the outcome!

- Jordan Mitchell

Valko Financial Ltd's team provided outstanding service throughout our mortgage process. Their attention to detail and commitment to finding the best solutions for us was impressive. We felt supported at every stage. Highly recommend their expertise to anyone in need of mortgage advice!

- Sarah Davidson

Valko Financial Ltd made my home-buying process seamless and stress-free. Their expert team found the best mortgage rates tailored to my needs. Exceptional service, clear communication, and a genuine interest in my goals—I highly recommend them!

- Emily Tran

Valko Financial Ltd exceeded my expectations with their personalized approach. Their team found me an incredible mortgage deal and guided me every step of the way. Professional, knowledgeable, and truly dedicated to their clients—I'm thrilled with the outcome!

- Jordan Mitchell

Valko Financial Ltd's team provided outstanding service throughout our mortgage process. Their attention to detail and commitment to finding the best solutions for us was impressive. We felt supported at every stage. Highly recommend their expertise to anyone in need of mortgage advice!

- Sarah Davidson

Your Path to Homeownership

Explore tailored mortgage options with Valko Financial Ltd at every step. We're ready to guide you through your mortgage journey.