FSRA# 13047 Valko Financial Ltd.

Mortgage Insurance

Your home may be their greatest asset, but at the end of the day, the most important thing in life is family.

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With the:

Rise of illness

Household debt at an all-time high

Canadians carrying bigger mortgages

Financial protection is more important today than ever. That’s why Mortgage Insurance was created.

Mortgage Insurance is here for you and your family if the unexpected happens. It can help ensure their mortgage payments are made and their loved ones are taken care of. That’s some certainty in a future that’s uncertain.

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Mortgage Protection Insurance protects your investment

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1 in 3

Canadians will be disabled for 90 days or more before age 65.2


of Canadians who took time off for a disability said they returned to work early due to financial reasons.3


of all workplace disability claims are related to mental health.4

1 in 2

Canadians will develop cancer in their lifetime. Cancer can affect people of all ages.1

10 months

is the average length of time disabled claimants are off work.5
  1. Canadian Cancer Society, Canadian Cancer Statistics, 2017
  2. 2. Canada Life and Health Insurance Association, A guide to disability insurance, January 2016
  3. investmentexecutive.com. “Half of Canadians have no disability insurance: survey,” 2019.
  1. globalnews.ca. “‘I couldn’t believe it’ — why disability claims for mental health are often a struggle,” 2019.
  2. Mortgage Creditor Claims Reports, 2016.

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