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Reverse Mortgage

Thinking about using your homequity do accomplish some of your goals ?

You now have a choice when it comes to Reverse Mortgages… and we know it just feels better when you have options.

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Did you know or /you may be surprised to learn that when you have Reverse Mortgage you’ll continue to own and live in your home, and you’ll never be forced to move or sell your property, as long as:

You live there for at least six months per year

You keep your residence in good order

You keep your residence in good order

You adhere to the loan terms

You can use a reverse mortgage for things like:

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Paying off debt

Covering everyday expenses

Making renovations

Supporting your family

Paying for in-home care


Interest is calculated on the outstanding balance of both principal and interest throughout the life of the loan.

The outstanding balance will increase accordingly over time.

guarantee that you will never owe more than the fair market value of your property

Your reverse mortgage must be repaid when the last remaining homeowner leaves the home, which generally happens through sale of property where the proceeds are used to pay back the loan.

As long as you meet your mortgage obligations, the banks guarantees that you will never owe more than the fair market value of your property where Fair Market Value is the amount that would be paid on the open market, on the applicable date, to buy the property, assuming there are no legal claims against the property.

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We have access to the best reverse mortgages in Canada

it’s important to know the difference banks offer- reverse mortgages are not the same. We can help you compare your options and design a reverse mortgage tailor-made for you.

Our Team are experienced, licensed mortgage professionals who are experts at tailoring mortgages, financial products and planning for our clients. You will want a reverse mortgage broker, one that knows and understands both lenders

The application process for Reverse Mortgages is simple and straightforward.

Talk to a Reverse Mortgage Specialist today – we’re happy to walk you through it. Email us at: info@valkofinancial.ca


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Access your home equity in tax – free cash. Stay in the home you love,and no monthly payments. We can help.