Buying or Selling a Home or Investment
A smoother move, with support from start to sold
Valko Financial is more than just a mortgage provider — we’re your trusted partner for the entire home buying or selling journey. Whether you’re purchasing your first home, upgrading your space, or ready to downsize, we help you move forward with clarity, confidence, and a team that’s with you every step of the way.
From connecting you with trusted realtors to managing your mortgage in-house, we simplify the process so you can focus on what matters most. We’ll walk you through market strategy, paperwork, and timelines — and coordinate with legal, appraisal, and inspection professionals to make sure everything moves smoothly.
This service is ideal for first-time buyers, clients managing a simultaneous purchase and sale, or busy professionals who want a streamlined, stress-free experience. Whatever your next chapter looks like, we’ll help you get there — with less stress and more support.
Can you help me buy and sell at the same time?
Yes — we specialize in helping clients coordinate a seamless transition between selling their current home and purchasing a new one. From timing your financing to aligning with market conditions, we’ll guide you through a strategy that works for your timeline and budget.
Do I need to find my own realtor?
Not necessarily. If you don’t already have a realtor, we can connect you with trusted professionals in your area who align with your goals, budget, and personality. We only refer partners we know and trust to deliver excellent service.
What’s included in your support throughout the process?
We assist with mortgage planning, connect you with experienced realtors, provide market insights, and help coordinate all the moving parts — including legal, appraisal, inspection, and closing steps. Our goal is to make the entire process feel less overwhelming and more empowering.
Tracy and her team were recommended by our family members and what a great recommendation that was! As a first time home buyer, I was feeling overwhelmed. Tracy made this experience much more approachable - she was ready to listen to any questions we had and had responses/explanations that were thorough and easy to understand as someone who is unfamiliar with this world. Our realtor was also impressed with how quick and easy it was to work with this team. Can't recommend them enough!
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Mara Thorsteinson
10 days ago
Working with Tracy was an outstanding experience from start to finish. She took the time to understand my situation, patiently answered my questions, and was always available whenever I needed guidance or clarification throughout the process. What impressed me most was Tracy's expertise as a mortgage broker. Her deep knowledge of the mortgage market helped me confidently navigate my options and choose the mortgage terms that were best for my situation. She explained everything clearly, offered thoughtful advice, and made what could have been an overwhelming process feel straightforward and manageable. On top of all of that, Tracy has a wonderful disposition – she is a genuinely positive person, who is just a pleasure to deal with. When I found my home, Tracy was excited for me, and her enthusiasm made the experience even more special. I'd also like to recognize her team member, Cindy, who was wonderful. She was friendly, responsive and organized, ensuring the administrative steps proceeded smoothly. I am truly grateful for the support, expertise, and care that Tracy and her team provided. I highly recommend her to anyone looking for a mortgage specialist that combines exceptional knowledge with a genuine commitment to client success. Thank you Tracy!
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Erin M
10 days ago
I had another fantastic experience working with the Tracy Valko mortgage team-this is my third time trusting them with my business! They are incredibly knowledgeable and always answer my questions efficiently. This time, I worked closely with Tonya, who was absolutely amazing. She went above and beyond to ensure a smooth mortgage process. Her professionalism and dedication are unmatched. Highly recommend! - LP
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Aerie P
11 days ago
Ready to Make a Move?
Whether you're buying your next home, selling your current one, or doing both — we’ll help you move with clarity, confidence, and support that goes beyond the mortgage.