Buying or Selling a Home or Investment
A smoother move, with support from start to sold
Valko Financial is more than just a mortgage provider — we’re your trusted partner for the entire home buying or selling journey. Whether you’re purchasing your first home, upgrading your space, or ready to downsize, we help you move forward with clarity, confidence, and a team that’s with you every step of the way.
From connecting you with trusted realtors to managing your mortgage in-house, we simplify the process so you can focus on what matters most. We’ll walk you through market strategy, paperwork, and timelines — and coordinate with legal, appraisal, and inspection professionals to make sure everything moves smoothly.
This service is ideal for first-time buyers, clients managing a simultaneous purchase and sale, or busy professionals who want a streamlined, stress-free experience. Whatever your next chapter looks like, we’ll help you get there — with less stress and more support.
Can you help me buy and sell at the same time?
Yes — we specialize in helping clients coordinate a seamless transition between selling their current home and purchasing a new one. From timing your financing to aligning with market conditions, we’ll guide you through a strategy that works for your timeline and budget.
Do I need to find my own realtor?
Not necessarily. If you don’t already have a realtor, we can connect you with trusted professionals in your area who align with your goals, budget, and personality. We only refer partners we know and trust to deliver excellent service.
What’s included in your support throughout the process?
We assist with mortgage planning, connect you with experienced realtors, provide market insights, and help coordinate all the moving parts — including legal, appraisal, inspection, and closing steps. Our goal is to make the entire process feel less overwhelming and more empowering.
I recently met with Tracy Valko to review my house mortgage as I was about to enter retirement. I left that meeting feeling very at ease and satisfied that my concerns and needs were not only well take care of with a new plan of attack, but also in that emotionally, Tracy left me feeling acknowledged and appreciated for how my income stream was about to change in ways I had never experienced. I would recommend Tracy and her team for any mortgage planning and in fact, any financial planning period.
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Craig Dubecki
13 days ago
Adding to my review as it has been 8 years since first working with Tracy for home financing. I recently went through the renewal process with Tracy and had again a wonderful experience. Tracy really helps me to understand every step of the process in a way that is not intimidating or overwhelming. She has built my confidence in understanding home financing and how to educate myself for making the best decisions. Tracy and her team are approachable and available and I have never had a question go unanswered. They are knowledgeable and efficient and I really working with this team. Thank you Tracy and team!!! I had the pleasure of working with Tracy to obtain financing for my first home. Being new to the housing market was intimidating, however Tracy made me feel comfortable and allowed me to ask as many questions as needed. Tracy is very knowledgeable about the field she works in, and I truly felt like she was looking after my best interest and providing me with helpful support. I have since referred other friends purchasing their first home to Tracy as I know they are in good hands! Thanks Tracy!
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Lindsay H
8 years ago
Switching brokers was the best decision I could have made. Tracy and her team are truly wonderful. They patiently answered all of my questions—and there were many—while guiding me through every step of the process to ensure I was fully informed. A special shout-out to Samantha for her incredible support! I felt valued throughout the entire experience and know I am in excellent hands with Valko.
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Amanda G
14 days ago
Ready to Make a Move?
Whether you're buying your next home, selling your current one, or doing both — we’ll help you move with clarity, confidence, and support that goes beyond the mortgage.