Tracy is founder of Valko Financial, Chief Visionary Officer and a motivational speaker. She has been a pillar of service and inspiration to the finance and mortgage industry for more than twenty-five years. Her professional foundation has been built on heart-centred leadership, honesty, integrity, commitment and professionalism.

Tracy has seen it all in her 25+ years of experience in the mortgage and financial industry. After becoming one of the top individual brokers across Canada, Tracy ventured out and founded Valko Financial. The firm was founded on heart-centred leadership and the ability to make things happen by inspiring and encouraging others. These principles create a catalyst for safety, authenticity, kindness, truth and excellent service for agents and clients.

Tracy is an Accredited Mortgage Professional, and has received more than 75 awards in her field, and already is a member of the Canadian Mortgage Hall of Fame. Other accolades include a nomination for the Royal Bank of Canada’s 2021 Women of Distinction Award, and being part of the Global Top 100 Mortgage Professionals. Tracy served on the Mortgage Professionals board for three years as part of the Executive team.

Dearer than these honours though are the many charitable and community events Tracy and her team have been part of in the Kitchener-Waterloo area. Tracy loves to produce events that not only foster charities, but brings communities and people together to drive positive change.

Tracy’s passion truly lies at home. Tracy is a wife to Bruno and mother to Meghan and Brendan, and an avid lover of the outdoors and animals. Self-care, meditation, and health in body and mind are central to Tracy’s life approach.