Rewards Program

1 point for every $1 of net purchases in Canadian Dollar; 2 points for every $1 of net purchases in foreign currencies

Additional card features

• Lost/stolen card reporting
• Emergency cash advance
• Emergency card replacement service
• Zero Liability
• Maximum 48 days of Auto Rental Collision/Loss insurance
• Mobile Device Insurance
• 90 days purchase protection and double the manufacturer’s warranty (maximum 1 year)

• Up to $5,000,000 Emergency Health Care Coverage
• Up to $2,000 Trip cancellation insurance
• Trip Interruption Insurance
• Protection for grandchildren travelling with you
• Lost or Delayed Baggage Coverage
• Common Carrier Accident Protection
• 24/7 Travel Insurance

Disclaimer

• RewardsEligibility for rewards and/or account credit is subject to the terms and conditions of the Collabria MySelect Rewards and Cash Rewards programs. For full terms and conditions, visit collabriacreditcards.ca/unitedcu.
• Zero LiabilityZero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:
  • you have used reasonable care in protecting your card from loss or theft; and
  • you have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or1.515.343.8995 (International Collect) when you knew that your credit card was lost or stolen.
  If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.
• InsuranceInsurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/unitedcu. Insurance coverage is subject to change.
• InsuranceInsurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca/unitedcu. Some conditions and restrictions apply. Insurance coverage is subject to change.
• 24/7 Travel Assistance24/7 Travel Assistance is provided by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to the insurance contract available online at collabriacreditcards.ca/sbicanada. Eligibility is conditional on the card account being active and in good standing. Coverage is subject to change.

The products, features, benefits and rewards are valid as of January 1, 2016 unless otherwise noted and are subject to change.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.