FSRA #13717 DOMINION LENDING CENTRES A.I.M.I. COLLECTIVE MORTGAGE GROUP
OVER 1 MILLION CANADIAN MORTGAGES ARE RENEWING IN THE NEXT TWO YEARS
Mortgage Renewal Coming Up? Compare Your Options First
Most Canadians accept their bank’s renewal offer without comparing rates. See if you could save before you sign.
Mortgage Renewal Calculator
Estimate your new mortgage payment and explore your renewal options before accepting your bank’s offer. Our RenewalIQ tool helps Ontario homeowners compare scenarios and plan their next step.
Current Mortgage Rates
Rates vary by borrower profile and lender. Compare options from multiple lenders before renewing.
Example Rates:
3 Yr Fixed From 3.92%
5 Yr Fixed From 3.89%
5 Yr Variable From 3.65%
Before You Renew Your Mortgage
Over 60% of Canadian mortgages are renewing between 2025 and 2026. Many homeowners accept their bank’s offer without comparing options. A mortgage broker can often find better rates or restructure your mortgage to reduce payments.
Trusted by Ontario Homeowners
See what clients say about working with Valko Financial.
We had such a great experience working with Cindy throughout the home buying process. She took the time to explain everything clearly, answered all of our questions, and made what could have been a stressful process feel easy and manageable. Communication was always prompt and professional, and we always felt informed every step of the way. We really appreciated all of Cindy’s support and guidance and would highly recommend her to anyone looking for a knowledgeable and reliable mortgage broker!
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Stephanie Black
9 days ago
We had the pleasure of working with Tonya, and we cannot say enough great things about her! Definitely recommend this Brokerage!
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Kristina A
15 days ago
Cristina Nicoli
6 years ago
cameron Bell
18 days ago
Moma K
20 days ago
Both Tracy and Samantha were professional and friendly to deal with. Tracy is very knowledgeable on all things related to the political climate and rates and offered assurances to me with respect to the variable rate I chose. There were a couple of hurdles along the way but Samantha was quick to respond and satisfy my concerns. I would highly recommend Valko Financial.
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Kimberley Murray
25 days ago
Let us help you renew with a strategy, not just a rate.
If your mortgage renewal is coming up in the next 6 to 12 months, now is the time to review your options. Many homeowners accept their bank’s renewal offer without comparing rates. Exploring other lenders could help you secure a better rate or lower your monthly payment before you sign.