FSRA #13717 DOMINION LENDING CENTRES A.I.M.I. COLLECTIVE MORTGAGE GROUP
OVER 1 MILLION CANADIAN MORTGAGES ARE RENEWING IN THE NEXT TWO YEARS
Mortgage Renewal Coming Up? Compare Your Options First
Most Canadians accept their bank’s renewal offer without comparing rates. See if you could save before you sign.
Mortgage Renewal Calculator
Estimate your new mortgage payment and explore your renewal options before accepting your bank’s offer. Our RenewalIQ tool helps Ontario homeowners compare scenarios and plan their next step.
Current Mortgage Rates
Rates vary by borrower profile and lender. Compare options from multiple lenders before renewing.
Example Rates:
3 Yr Fixed From 3.92%
5 Yr Fixed From 3.89%
5 Yr Variable From 3.65%
Before You Renew Your Mortgage
Over 60% of Canadian mortgages are renewing between 2025 and 2026. Many homeowners accept their bank’s offer without comparing options. A mortgage broker can often find better rates or restructure your mortgage to reduce payments.
Trusted by Ontario Homeowners
See what clients say about working with Valko Financial.
Attention to detail. Honest and worked well to find solutions to any barriers encountered.
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Casandra Di Benedetto
16 days ago
I am very pleased with my experience in working with the Tracy Valco team. They were very knowledgeable and friendly throughout the whole process.
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Todd Sutherland
17 days ago
Thomas Slansieu
19 days ago
We had such a great experience working with Tonya and Santiago. Tonya took the time to explain everything clearly, answered all of our questions and made our first home purchase experience so smooth. She was prompt with replies so we never had to wait long for answers or clarification as we navigated the many steps in the purchase process. Tonya and Santiago talked us through our options and helped us understand each of them thoroughly so we could make an informed decision about our mortgage. Dan and I truly felt so supportive and highly recommend this team. Thanks so much!
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Laura Briston
25 days ago
Trish Barron
27 days ago
TJ Howard-Esposito
27 days ago
Let us help you renew with a strategy, not just a rate.
If your mortgage renewal is coming up in the next 6 to 12 months, now is the time to review your options. Many homeowners accept their bank’s renewal offer without comparing rates. Exploring other lenders could help you secure a better rate or lower your monthly payment before you sign.