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Awesome experience, answered all questions & made the mortgage process smooth! Used a second time, and same thing! Responsive & easy to deal with.

Tonya was amazing. I honestly wasn’t sure that there was a lot of value in using a broker, as the rate did not seem better than I would have got if I walked into my bank. It turns out that I was very wrong. Tonya supported me through some very tricky issues with the application and I was very thankful that she was there to support me. My only concern is that my payments and frequency of payment turned out to be incorrect, despite bringing this up on a number of occasions. This may have been the fault of the lender, but it was frustrating, none-the-less. Overall, I was thrilled with how Tonya went to bat for me and was able to convince the lender to waive the requirement for an appraisal, which saved me money and hassle. I highly recommend Tonya and Valko Financial.

Cindy did a great job explaining the home buying process to a first time home buyer and helped us navigate financial approval and a quick closing. We are so thankful she was referred to us!

Amazing service and Knowledge. They were able to find what best suited our needs with constant communication. Couldn't asked for more. I would recommend Cindy White and the Valko team to anyone.

Very happy that we chose them for our mortgage. Made the whole experience easy and as stress-free as possible.