FSRA #13717 DOMINION LENDING CENTRES A.I.M.I. COLLECTIVE MORTGAGE GROUP
OVER 1 MILLION CANADIAN MORTGAGES ARE RENEWING IN THE NEXT TWO YEARS
Mortgage Renewal Coming Up? Compare Your Options First
Most Canadians accept their bank’s renewal offer without comparing rates. See if you could save before you sign.
Mortgage Renewal Calculator
Estimate your new mortgage payment and explore your renewal options before accepting your bank’s offer. Our RenewalIQ tool helps Ontario homeowners compare scenarios and plan their next step.
Current Mortgage Rates
Rates vary by borrower profile and lender. Compare options from multiple lenders before renewing.
Example Rates:
3 Yr Fixed From 3.92%
5 Yr Fixed From 3.89%
5 Yr Variable From 3.65%
Before You Renew Your Mortgage
Over 60% of Canadian mortgages are renewing between 2025 and 2026. Many homeowners accept their bank’s offer without comparing options. A mortgage broker can often find better rates or restructure your mortgage to reduce payments.
Trusted by Ontario Homeowners
See what clients say about working with Valko Financial.
Our mortgage term was expiring and our current lender was increasing our current rate. We contacted Tracy once again to help us get the best rate/lender. We were provided with improved interest rates and our current lender was not willing to match even if it meant losing our business!! Tracy's team was willing to answer our questions and clarify details about our new offering even later in the night. This service was greatly appreciated and showed we were a valuable return client.
Read more
Randy Bordon
8 years ago
Lynn Ireland
15 days ago
Many thanks to Tracy and her team that went above and beyond to help us get sorted out in a short amount of time ! Already had my plate full with a sick family member and made everything easy for us ! Would highly recommend !
Read more
sheri carrigan
18 days ago
Dodi Rideout
18 days ago
My partner and I were first time homebuyers, and frankly, were very intimidated and relatively uneducated in the world of mortgages and home buying. Tonya Origlieri was our mortgage agent, and was not only a pleasure to work with, but made our experience as stress free as possible. She was very knowledgeable and went above and beyond to make sure we had the best lender fit for our needs, and helped guide us through the entire process. She played a pivotal role in our first home buying journey, and we are grateful for the quality of service that was provided to us. Thank you!
Read more
Graeme Woodall
1 month ago
Awesome experience, answered all questions & made the mortgage process smooth! Used a second time, and same thing! Responsive & easy to deal with.
Read more
Bayley Doerr
2 years ago
Let us help you renew with a strategy, not just a rate.
If your mortgage renewal is coming up in the next 6 to 12 months, now is the time to review your options. Many homeowners accept their bank’s renewal offer without comparing rates. Exploring other lenders could help you secure a better rate or lower your monthly payment before you sign.